Meet Daniel & Matt - The Warm Hearts Behind Broderick Larson Insurance
Daniel isn't just a partner in this agency; he's an icon in the real estate community. As a proud leader of a thriving real estate group with over 100 agents, his passion for serving homeowners shines brightly. Daniel's journey is marked by a deep commitment to empowering individuals through education, ensuring every client feels confident and informed. His approach is a blend of warmth, wisdom, and genuine care for each person's story.
Matt brings a decade of luxury auto industry experience to the table, where his knack for building lasting relationships turned clients into lifelong friends. Known for his exceptional customer service, Matt has mastered the art of understanding and meeting people's needs with a smile. His transition from high-end vehicles to insurance was driven by a desire to provide security and peace of mind to more families, applying the same principles of trust, reliability, and personal touch that marked his previous success.
Together, Daniel and Matt are more than just the founders of Broderick Larson Group; they're the embodiment of dedication and warmth. With a shared vision of making insurance feel like a partnership rather than a policy, they stand as pillars of trust and excellence in their community. Their unique blend of professional achievements and personal touch not only secures your future but also enriches your journey with understanding and care.
FAQS
What does homeowners' insurance typically cover?
Homeowners' insurance typically covers a range of perils, including damage to your home's structure, such as from fire, windstorms, or vandalism. It also provides coverage for your personal belongings, liability protection if someone is injured on your property, and additional living expenses if your home becomes uninhabitable due to a covered event. Keep in mind that specific coverage can vary, so it's important to review your policy details with your insurance agent.
How are homeowners' insurance premiums calculated?
Homeowners' insurance premiums are determined based on several factors, including the location of your home, its replacement cost, your claims history, the age and condition of your home, and the coverage limits you select. Factors like the proximity to fire hydrants, crime rates in your area, and the presence of safety features like smoke detectors can also influence your premium. Shopping around and bundling insurance policies with the same provider can often help you find more affordable rates.
Do I need additional coverage for valuable items like jewelry or art?
In many cases, standard homeowners' insurance policies have coverage limits for valuable items like jewelry, art, and collectibles. If the value of these items exceeds your policy's limits, it's wise to consider additional coverage, such as a scheduled personal property endorsement or a valuable items floater. These options can provide specific, higher coverage for your prized possessions, ensuring they are adequately protected in case of theft, loss, or damage. Be sure to discuss your valuable items with your insurance agent to determine the best approach for your situation.
