When You Need A Home Run In Insurance
What Insurance Do You Need?
Home
Broderick Larson Group delivers home insurance with a personal touch, blending comprehensive protection with exceptional service. We’re about more than just policies; we’re about safeguarding your home and memories with precision and care. Choose us for insurance that truly covers what matters most to you.
Auto
Navigate the roads with confidence with Broderick Larson Group's auto insurance. Our policies are tailored for your journey, offering unmatched protection and personal service. Drive assured, knowing we're with you at every turn, safeguarding your adventures and commutes alike.
Farm
Your farm is your legacy, and at Broderick Larson Group, we protect it as our own. Our farm insurance blends tradition with innovation, ensuring every acre and asset is covered. Cultivate your future with us, where your hard work is met with our dedicated safeguarding.
Lake Home
Farm Bureau's unique Lake Estate Insurance is crafted for your waterfront haven. There is nothing like it in Michigan. We understand the nuances of lakeside living, offering specialized coverage that ensures peace of mind amidst nature’s beauty. Trust us to protect your lake estate with the care it deserves.
Life
Life insurance from Broderick Larson Group is more than a policy; it’s a promise to protect what's precious. Tailored to fit your life’s journey, our plans ensure your loved ones’ future is secure. Let us help you leave a legacy of care, comfort, and protection.
Business
Customized Insurance that truly fortifies your business against today’s challenges, including the ever-present threat of cyber incidents. Our comprehensive policies are crafted to protect, support, and grow with your business, offering a safety net that spans from physical assets to digital realms. Embrace innovation securely, with our specialized coverage that includes essential cyber insurance protection.
Meet The Owners
Daniel Broderick
Matthew Larson
FAQS
What does homeowners' insurance typically cover?
Homeowners' insurance typically covers a range of perils, including damage to your home's structure, such as from fire, windstorms, or vandalism. It also provides coverage for your personal belongings, liability protection if someone is injured on your property, and additional living expenses if your home becomes uninhabitable due to a covered event. Keep in mind that specific coverage can vary, so it's important to review your policy details with your insurance agent.
How are homeowners' insurance premiums calculated?
Homeowners' insurance premiums are determined based on several factors, including the location of your home, its replacement cost, your claims history, the age and condition of your home, and the coverage limits you select. Factors like the proximity to fire hydrants, crime rates in your area, and the presence of safety features like smoke detectors can also influence your premium. Shopping around and bundling insurance policies with the same provider can often help you find more affordable rates.
Do I need additional coverage for valuable items like jewelry or art?
In many cases, standard homeowners' insurance policies have coverage limits for valuable items like jewelry, art, and collectibles. If the value of these items exceeds your policy's limits, it's wise to consider additional coverage, such as a scheduled personal property endorsement or a valuable items floater. These options can provide specific, higher coverage for your prized possessions, ensuring they are adequately protected in case of theft, loss, or damage. Be sure to discuss your valuable items with your insurance agent to determine the best approach for your situation.
Get In Touch - We're right here in Mid-Michigan!
